Income Protection is designed to pay out a percentage of your salary to cover loss of earnings in the event of an illness or disability, until you retire or are able to return to work, or the policy expires.
This cover can coincide with any sick pay you receive from your employer, so that you are not paying for more cover than you need.
You can normally claim multiple times while the policy is still running – as with all cover, full disclosure of medical history is imperative to ensure successful claims.
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